Financing

A Carrier® credit card* is an easy and convenient way to pay for your Carrier® purchases. Plus, as a Carrier® cardholder you can enjoy exclusive special benefits throughout the year, such as:
- Special promotional offers where available
- Open line of credit for all your purchasing needs
- Quick credit decision
- Convenient monthly payments
- Easy online account management
*The Carrier® credit card is issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender. Apply for the Carrier® credit card by selecting the button below. Carrier® is a Registered Trademark of Carrier Corporation.
Learn About Other Carrier® Rebates & Financing Offers
Don’t miss out on savings! Carrier® offers rebates, seasonal promotions and a variety of flexible financing options. Click here to learn more.
• Priority scheduling when you need it most • Annual system tune-ups to keep your equipment running efficiently • Exclusive member discounts on repairs and services
The Word Around Town Hot Reviews. Cool Service.
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“Great group of guys that have solved my problems so far without trying to cut corners and make an easy buck! Convenient to schedule and arrive on time!”- Ryan A.
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“Bay furnace installed a whole house humidifier in March. The crew was very polite, professional and cleaned up the work area as if they were never there. I definitely would recommend them.”- Diana G.
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“Yesterday we had our furnace replaced. The service people were warm and friendly. They explained everything to us. They explained the thermostat until I understood It. They cleaned up so much that our basement was cleaner than when they arrived. I highly recommend them.”- Nancy B.
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“Highly recommend this company; HONEST, prompt, clean, considerate! Everything you'd wish your other service professionals were. Great job!”- B.J.
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“Love José and Bay Furnace! He always does a great job and is friendly and kind. We always ask for him. Will continue to use them in the future.”- Katie B.
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“Excellent service. Installers were very friendly and knowledgeable. Our new A/C is awesome. Thanks Bay Heating and Cooling.”- Brian S.
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“I'm very happy with the furnace/AC replacement project carried out by Paul, Johnny and Jerry. Top rated! This kind of workmanship is hard to find these days. It comes down to the people who put the system in the house. We pay a little more but we got a team who stayed with Bay furnace for 20+ years, who took pride in their finished product.”- Zhiqiang G.
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“Jose is the absolute best! He is professional, knowledgeable and friendly. Thank you Bay Heating & Air Conditioning and Jose!”- Amanda P.
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“The entire experience with Bay HVAC was great, from the initial phone call to the professional and expert service provided by the technician, Brian. We were so impressed that following the service call we enrolled in Bay's membership program.”- Ed W.
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Carrier Factory Authorized DealerBay Heating & Air Conditioning is proud to be a Carrier Factory Authorized Dealer, a distinction earned by meeting Carrier’s highest standards for technical expertise, customer satisfaction, and ongoing training. This designation ensures your system is installed and serviced to strict manufacturer specifications for long term performance and reliability. -
Carrier President’s AwardThe Carrier President’s Award is one of the highest honors a Carrier dealer can receive. This award recognizes Bay Heating & Air Conditioning for excellence in leadership, customer satisfaction, quality installation, and overall business performance, reflecting their commitment to delivering superior comfort and service to every homeowner.